Deposits
Saving Bank Account Details
A saving account is a type of bank account that allows you to deposit money, keep it safe and earn interest on the balance. It is mainly used for saving money rather than daily transactions.
Key features of saving account
- Attractive interest rate
- Cheque book & ATM facility
- Digital banking (like IMPS / UPI)
- Core banking facility
- Free SMS alert facility
- PMJBY / PMSBY insurance facility
- Nomination facility available
Current Account Details
A current account is a type of account that allows frequent transactions. Useful for business houses, traders, manufacturer & production units etc.
Key features of current account
- Cheque book facility
- Facility for digital banking (like IMPS/UPI)
- Core banking
- Free SMS alert
- NEFT / RTGS transaction facility
- Deposit and withdraw money as often as needed to meet your business requirements.
Fixed Deposit
Fixed deposit is a type of deposit where you deposit a lumpsum of money for a fixed period and earn a guaranteed rate of interest.
- Guaranteed returns
- Tenure 15 days to 10 years
- Auto renewal facility available
- Monthly and quarterly interest payment as required by customer
Recurring
A recurring deposit (RD) is a type of bank saving scheme where you deposit a fixed amount of money every month for a fixed period and earn interest on it.
- Attractive interest rate
- Customer can open account with minimum amount of Rs.100 or multiple of it on monthly basis.
- Minimum period 1 year
- Premature withdrawal facility available.
- Encourage savings habits
Somprabha Deposit
Somprabha deposit:- tenure 25 months & 37 months offering cumulative interest
Dhanlaxmi Deposit
Ideal for long term investment
Offering double amount of invested money on maturity
Fixed Monthly Deposit
Ideal for long term investment
Offering double amount of invested money on maturity
- Fixed monthly deposit: Paid every month in account
- Premature withdrawal facility available
- Nominee facility available
- Auto renewal facility available
- FD can be booked for minor
- Liquidity: Loan against FD available with 0 (zero) processing charges (up to 90% of FD value)
Note: we are member of Deposit Insurance and Credit Guarantee Scheme in which customer’s deposit are insured up to Rs. 5,00,000/-
Locker Facility
- Available with different size options (depending on actual availability)
- Low rent
- Nomination facility
- Customer can avail locker jointly with his/her family member